Medicare Guidance
You Can Trust

Helping you make confident, informed choices about your Medicare coverage.

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Medicare Help Without
the Hassle

No pressure. No sales pitch. Just honest advice from someone who understands the system and cares about getting it right.

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Only One Chance to
Get Medicare Right

Avoid lifelong penalties and coverage gaps. Let’s build a plan that fits your needs—before you turn 65 or retire.

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Benefit Buzz

Turning 65? Get Medicare Help You Can Trust. I Personalized Advice. Local Service. I Book Your Free Consultation Today!

Why Work With Steve

Choosing Medicare coverage is a major life decision—don’t leave it to guesswork. At Steve Medicare Advice NJ, I help individuals nearing 65 or planning to retire make smart, informed Medicare choices.

Whether you’re comparing Medicare to your current group health insurance or exploring your options for the first time, I’m here to help you avoid costly mistakes and create a strategy tailored to your unique needs.

Independent Advisor

As an independent advisor, I offer unbiased Medicare guidance with no ties to insurance companies—your needs come first, not commissions or sales targets.

Local & Personal

Proudly serving New Jersey residents with one-on-one Medicare support—no call centers, no scripts—just real, local conversations focused on your unique health and coverage needs.

EDUCATIONAL PRESENTATIONS

Since early 2023 I and an associate of mine have had the privilege of giving educational presentations at several local libraries.

About Steve

Hi, I’m Steve Wulin.
I’ve spent more than 50 years in the insurance industry, helping clients find the right protection for their families and finances. Over the years, I’ve worked with:

  • Life insurance
  • Auto and home insurance
  • Disability coverage
  • Annuities
  • Group health insurance

But, due to my personal experience and needs of my clients as they approach their mid 60s I have grown more professionally passionate about Medicare and Medicare Supplement guidance.

Our Services

We make Medicare simple. Whether you’re turning 65 or retiring with employer coverage, we offer clear, unbiased Medicare guidance to help you choose the right plan. From personalized consultation to Medicare education, we’re here to help you avoid costly mistakes and feel confident in your coverage decisions.

Consultations

Personal one-on-one Medicare consultations to review your needs, clarify your options, and create a coverage strategy tailored to your life and retirement plans.

Medicare 101

A beginner-friendly overview of Medicare Parts A, B, C, and D—explained in plain English so you understand what each part actually covers.

Plan Comparison Help

We’ll compare Medicare Supplement and Advantage plans side-by-side, reviewing benefits and costs, to help you confidently select your most suitable option.

Presentations

We are available to give educational talks at libraries, senior centers or other organizations—no sales, just simplified Medicare insights that help you make smarter, informed decisions for life.

Our Testimonials

Our Testimonials

Not sure where to start? Let’s chat.

Medicare News & Insights

Helpful Insights to Guide Your Medicare Journey

Explore practical, easy-to-understand articles on Medicare enrollment, plan comparisons, and avoiding costly mistakes. Whether you’re turning 65 or working past 65 and planning to retire soon our blog gives you the clarity and confidence you need to make the right coverage decisions.

Contact Us

Let’s Plan Your Medicare Together

Have questions about Medicare, your coverage options, or the enrollment process? We’re here to help. Fill out the form, and we’ll get back to you shortly with clear, personalized support.

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About Steve

Hi, I’m Steve Wulin.
I’ve spent more than 50 years in the insurance industry, helping clients find the right protection for their families and finances. Over the years, I’ve worked with:

  • Life insurance
  • Auto and home insurance
  • Disability coverage
  • Annuities
  • Group health insurance

But through both personal experience and professional passion, I’ve come to focus entirely on Medicare and Medicare Supplement guidance.

What sets me apart?

  • I simplify the process—no industry jargon or confusing charts.
  • I tailor every recommendation to your personal health, lifestyle, and retirement goals.
  • I offer no-pressure guidance—there’s no fee for my services; I’m compensated by the insurer.
  • I help you develop a Medicare strategy so you don’t miss your one-time opportunity to enroll correctly.

You only get one chance to make the right Medicare decisions for the long term—let’s get it right, together.